IndusInd Legend Credit Card

IndusInd Legend Credit Card issued by the bank is a basic card that offers decent features but a good reward structure. Right now, you can avail this credit card with no annual fee. It is a lifetime free card offered by IndusInd Bank. For every transaction of ₹100, you get up to 1 reward point, and these points can be redeemed against an array of alternatives, including statement cash, Airmiles, products, gift vouchers, etc. Other than the regular reward points, you can earn 4,000 bonus reward points on achieving the annual milestone spend. The IndusInd Legend Credit Card offers a complimentary domestic airport lounge visit every quarter to reward travelers with comfortable experiences.

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Description

IndusInd Legend Credit Card Features & Benefits

Movie & Dining Benefits

With the IndusInd Legend Credit Card, you can get a buy-one-get-one offer on movie tickets when you book them on BookMyShow.
Up to 1 free ticket per month is available with Book My Show.
The price of the free ticket is capped at ₹200.
With Book My Show for booking your movie ticket, you get an additional ₹50 off if you choose the Food and Beverages option.

Free Domestic Lounge Access

Enjoy one complimentary domestic lounge visit quarterly (four each year).

Milestone Benefit

You can earn 4,000 bonus Reward Points on achieving a spend of ₹6 lakhs or more within one year from the card issuance date. Both primary and add-on spends are eligible for this offer. The bonus point will be credited within 45 days of one year’s completion.

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver on every fuel transaction at all authorized fuel stations in India.

IndusInd Legend Credit Card Reward Points

Get 1 Reward Point per ₹100 you spend on weekdays.
You get 2 Reward Points per ₹100 you spend on weekends.
No reward points shall be given for fuel transactions, utility bills, rental payments, education institution fees, government charges, and insurance payments.
Medical, Automobile, and Telecom transactions shall be awarded one Reward Point per ₹100 spent throughout the week (Monday to Sunday).

Reward Redemption:

With IndusInd Legend Credit Card, the reward points earned can be redeemed in the following ways:

Pay the outstanding on your card by converting Reward Points into Cash Credit. 1 Reward Point = ₹0.50 Cash Value (From 1st March 2024).
The IndusInd Legend Credit Card allows customers to redeem a maximum of 5,000 reward points for Cash Credit per statement cycle.
Reward points can be redeemed at a rate of 100 Reward Points = 100 Intermiles; to convert them to Intermiles, you must have a minimum of 500 reward points.
- The reward can also be redeemed against Club Vistara Points at a rate of 100 Reward Points = 100 CV Points.
- You can also redeem your accrued reward points at the IndusMoments portal by purchasing various products, gift vouchers, etc.
IndusInd Legend Credit Card Review
IndusInd Bank Legend Credit Card is an entry-level card that comes as a lifetime free credit card and provides its customers with some world-class privileges. It is a good pick for those who travel frequently, not solely because it offers complimentary access to airport lounges but also due to its low foreign currency markup fee that can help you save on every international transaction. The reward programs and yearly milestone benefits are also among the significant features of this card. If you want an LTF credit card with multiple benefits, this card is a decent choice.