IndusInd Bank Platinum RuPay Credit Card


IndusInd Bank has launched its first RuPay Credit Card. This unique card will offer you 2 Reward Points for every Rs. 100 spent on UPI transactions. There has been a steady rise in banks offering RuPay Credit Cards. This is mainly because of the increasing popularity of the RuPay network and the ease of linking it with the UPI application of your choice. Introducing the Platinum RuPay Credit Card – a credit card that is free for life and is bound to pique the interest of both veteran and first-time cardholders. This card is particularly beneficial for those who frequently make transactions through their UPI apps, such as Google Pay, PhonePe, and Paytm. Earn rewards on every spend with the IndusInd Bank Platinum RuPay Credit Card. Read on for benefits and review.



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IndusInd Bank Platinum RuPay Credit Card Features

Let us now have an in-depth look at all the features and main highlights of the Platinum UPI Credit Card.

Petrol Surcharge Waiver

Save up to Rs. 480 per annum with a 1% fuel surcharge waiver offered with IndusInd Bank Platinum RuPay Credit Card.

UPI Enabled

You can link this credit card to the UPI application of your choice and make quick transactions with your mobile phone.

Travel Insurance

Insurance CoverSum Assured (up to)
Lost Baggage₹ 1,00,000
Delayed Baggage₹ 25,000
Loss of Passport₹ 50,000
Lost Ticket₹ 25,000
Missed Connection₹ 25,000

IndusInd Bank Platinum RuPay Credit Card Rewards

  • You will get 2 Reward Points on every Rs. 100 spent with UPI.
  • You shall receive 1 Reward Point for every non-UPI transaction of Rs. 100.
  • You will also earn Rs. 0.70 for all eligible spends. This is valid for both UPI and non-UPI transactions.
  • You shall only earn Reward Points up to your given credit limit. 
  • No Reward Points shall be awarded for utility bills, government services, insurance premiums, education fees, spends on fuel, and rental payments.

Redemption of Reward Points

You can redeem your Reward Points earned with the Platinum RuPay Credit Card for the following.

  • Earn instant discounts, cashback offers, and a lot more on popular brands with IndusMoments.
  • You can use your rewards points to redeem Club Vistara Points. 100 Reward Points = 100 Club Vistara Points.
  • Redeem your reward points for InterMiles. 100 Reward Points = 100 InterMiles.
  • You can use your reward points to redeem their cash value and pay your outstanding credit card. 1 Reward Point = Rs. 0.30.


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